Put in Place a Stop Loss Provision

A type of insurance that would pay you a tax-free Income to pay for private in-home care or in the event you need a "long-term care facility."

• 1 in 1200 people will ever have a Fire Claim on their Home Insurance
• 1 in 240 people will ever have a Major Crash Claim on their Auto Insurance

and yet, nobody would ever go one day without those insurances. More studies show...

• 1 in 2 men over age 50 will need some form of long-term care
• 1 in 3 women over age 50 will need some form of long-term care

and yes, only 1% of Canadians have made any plans to deal with "Home Care Assistance Expenses."

• Alzheimer's Disease
• Dementia / ALS
• Stroke / Heart Disease
• Multiple Sclerosis (MS)
• Parkinson's Disease
• Brain Injury
• Over 50 diseases that could prevent you from doing the "Activities of Daily Living"

How would you feel if your spouse or children had to lift you to the toilet 6-7 times per day, 24 hours per day, 7 days per week, 365 days per year, clean you up, and place you back in bed?

Minimum care given in 2019, based on 2012 costs and after government-subsidized programs:

• In-home care requiring nursing is $25 - $35 per hour
• Facility – Basic 3-person ward is $1,674 per month
• Facility – Semi-private room is $1,947 per month
• Facility – Private room is $4,000 to $6,000 per month